Privacy Policy

Stoermer/Carnegie Insurance Service, LLC. is committed to protecting your privacy and to providing you with a safe, secure and enjoyable experience on the Internet. This Privacy Policy applies to the Stoermer/Carnegie Insurance Service, LLC. family of Web sites and governs the collection and use of user information. Stoermer/Carnegie Insurance Service, LLC. encourages you to read this Privacy Policy carefully.

Collection of Personal Information
Stoermer/Carnegie Insurance Service, LLC. collects personal information from its users in different ways as more fully described below.

Registration
Subscribers may be asked to provide certain personal information when they establish their user account with Stoermer/Carnegie Insurance Service, LLC. including name, company name, address, and telephone number. Stoermer/Carnegie Insurance Service, LLC. uses this information to set up your account and to personalize your service.

Computer Hardware and Software Information
Stoermer/Carnegie Insurance Service, LLC. also collects automatically certain technical information about your computer hardware and software including your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by Stoermer/Carnegie Insurance Service, LLC. to provide and maintain the quality of its service and to provide general information regarding the use of the Stoermer/Carnegie Insurance Service, LLC. web sites.

Technical Support and Customer Service
When you contact Stoermer/Carnegie Insurance Service, LLC. for technical support or customer service, you may be asked to provide your name, telephone number or e-mail address. Stoermer/Carnegie Insurance Service, LLC. uses such information to provide the requested service and does not share it with outside parties except as provided below (see "Use of Personal Information by Stoermer/Carnegie Insurance Service, LLC.").

Other Collection
Please remember that if you directly disclose personal information through e-mail, chat rooms, instant messaging, online shopping (see below) or by other such means of online communication, that information could be collected and used by others. Stoermer/Carnegie Insurance Service, LLC. does not read any of your online communications.

Use of Personal Information by Stoermer/Carnegie Insurance Service, LLC.
Stoermer/Carnegie Insurance Service, LLC. uses the information to personalize and deliver the services you have requested and to manage your account. The Stoermer/Carnegie Insurance Service, LLC. web sites also use this information to inform you of other products or services available from Stoermer/Carnegie Insurance Service, LLC.

Generally, Stoermer/Carnegie Insurance Service, LLC. does not disclose customer information to third parties. In some instances, where Stoermer/Carnegie Insurance Service, LLC. is engaged with a trusted partner in a joint promotion, Stoermer/Carnegie Insurance Service, LLC. may provide its partner with certain information such as the name, address and username of Subscribers for the sole purpose of assessing the results of the promotion. The partner will be bound by this Privacy Policy, just as Stoermer/Carnegie Insurance Service, LLC. is, and will not use the information for any other purpose. Stoermer/Carnegie Insurance Service, LLC. may also share non-identifying aggregate information (for example the number of Stoermer/Carnegie Insurance Service, LLC. subscribers but not their names or addresses).

Stoermer/Carnegie Insurance Service, LLC. will disclose personal information, without notice, only if required to do so by law or in the good faith belief that such disclosure is necessary to (1) comply with the order of any court or governmental agency; or (2) protect and defend the rights or property of Stoermer/Carnegie Insurance Service, LLC. or Stoermer/Carnegie Insurance Service, LLC.'s users.

Online Shopping
Some Web sites allow users to purchase products and services or to register to receive catalogs, product or service updates, or other materials. In such cases, you may be asked to provide contact information such as name, address, telephone number, e-mail address and credit/debit card information if you are making a purchase. Stoermer/Carnegie Insurance Service, LLC. has no control over third party Web sites or their use of any personal information you provide to them. If you order products or services directly from Stoermer/Carnegie Insurance Service, LLC., we use any personal information collected to process and fill your order. We do not share such information with outside parties except as described above.

Commitment to Security
Stoermer/Carnegie Insurance Service, LLC. has instituted security measures covering the Services and Web sites we sponsor to protect against loss, misuse or alteration of information under our control. While we make every effort to ensure the integrity and security of our network and systems, we cannot guarantee that our security measures will prevent third-party "hackers" from illegally obtaining this information.

Revisions to this Policy
Stoermer/Carnegie Insurance Service, LLC. reserves the right to revise or modify this policy, our Internet Service Agreement and any other policies or agreements at any time. Notice of any revision or modification will be provided in accordance with the Internet Service Agreement.